What is a Zillow cash offer?
f you're thinking about selling your house and keep seeing something called a Zillow Cash Offer, you’re not alone. It’s popping up everywhere—on your feed, in your inbox, maybe even in your mailbox.
So what is it, and should you consider it?
What Is a Zillow Cash Offer?
A Zillow Cash Offer is just that: Zillow offers to buy your home for cash. You get a price, accept it, and the home is sold—usually in just a few days. No showings. No open houses. No staging.
Zillow used to do this under its old "Zillow Offers" program but paused it after losing a lot of money—like, hundreds of millions of dollars. But now, they’re trying again.
Why Is Zillow Doing This?
Let’s be clear: Zillow isn’t offering you a great deal out of kindness. Their model is simple:
Buy low. Sell high.
Your home becomes inventory.
They flip it and make a profit.
Their cash offer is often below market value, sometimes by tens of thousands. They’re banking on homeowners who want speed and convenience more than top dollar. In return, you lose out on the money you could have made selling it the traditional way.
Pros of a Zillow Cash Offer
Fast and simple.
Sell your house in days, not weeks or months.No showings or cleaning.
Perfect if you're overwhelmed or need to move ASAP.Certainty.
No wondering if a buyer will back out or need a loan to go through.
Cons of a Zillow Cash Offer
You’ll likely leave money on the table.
A lot of money. Zillow needs to buy your home for less so they can resell it for more.No personal representation.
You’re skipping out on having a local expert negotiating for your best interests.You could watch Zillow sell your old home for more.
(Yes, this happens. And no, it doesn’t feel great.)
So, Should You Take It?
If you’re in a hurry, facing tough circumstances, or just want to be done with the process, it might be worth exploring. But if your goal is to maximize your home’s value—and you’re willing to take a few extra steps—you can almost always make more by selling on the open market with a trusted agent.
And let’s be real: in a competitive or even neutral market, Zillow’s offer probably won’t be your best one.
Final Thought
A Zillow Cash Offer is all about convenience—but convenience often comes at a cost. If you want to talk it through and compare your options (without pressure), message us at Ask Brendan. We’ll show you the numbers and let you decide what’s right for you.